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Do You Have a Combo Product With a Secondary Guarantee? If so, Get Ready for PBR
Do You Have a Combo Product With a Secondary Guarantee? If so, Get Ready for PBR How do combo ... guarantees;Long-term care insurance=LCTI;Long-term care reserves;Long-term care=LTC;Life valuation;Chronic ...- Authors: Kevin Healy, Benjamin Slutsker
- Date: Jun 2017
- Competency: Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Long-term Care>Long-term care insurance
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Lapse Experience Under Lapse-Supported Products
Lapse Experience Under Lapse-Supported Products Provides a review of the available ... Life and Long-Term Care products. Lapse rates=Lapses;Life insurance;Long-term care insurance=LTCI;Persistency;Term ...- Authors: Dominique Lebel
- Date: Dec 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Life Insurance>Secondary guarantees; Long-term Care
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Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Figure 5). A chronic illness rider ...- Authors: Susan Saip
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Table 3 below). A chronic illness ...
- Authors: Carl Friedrich, Michelle Krysiak
- Date: Oct 2022
- Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Insights Into Life PBR Emerging Practices
principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...- Authors: Kevin Carr, Andrew Radel, Chris Whitney
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
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Universal Life and Indexed Universal Life Survey: Results
values to be available for distribution is the primary concern of the buyer. Within this category are ... in 2018 and 50 percent during YTD 9/30/19. The primary reasons reported for not meeting profit goals were ...- Authors: Susan Saip
- Date: Aug 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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SEAC Secondary Guarantees Debate
even if the cash surrender value is zero. The Primary Guarantee in a UL plan limits the maximum Cost ... consider a UL policy that, in addition to its primary guarantees, says if the owner pays a specified ...- Authors: Society of Actuaries
- Date: Dec 1999
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Secondary guarantees
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UL Secondary Guarantee –A Rebirth of Fixed Life?
UL Secondary Guarantee –A Rebirth of Fixed Life? Discussion of UL products with secondary guarantees ... Canadian Term to 100, and, most recently, long-term care). Another example of UL/SG taking on a different ...- Authors: David Simbro
- Date: Nov 2003
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits